Best Regular Savings Account

 
Best Regular Savings Account Average ratng: 3,9/5 8286 reviews
  1. Best Regular Savings Accounts Ireland
  2. Best Regular Savings Account Interest Rates

Updated February 17th 2021

The good news is, one type of savings account which often pays higher rates of interest than standard easy access accounts is a regular saver account which requires you to pay in a set amount each month. Regular savings accounts tend to pay a fixed rate of interest for 12 months and are an excellent way to get into the savings habit.

A Regular Saver Account is the perfect way to get into the habit of saving regularly. If you’re saving for a holiday, special event, or just a rainy day, a Regular Savings Account is ideal and they usually offer higher interest rates than most normal deposit accounts.
Most regular saver accounts will have specific rules on how much you can lodge into the account.

  1. Here are a few of the best bank-account linked and standalone regular savers available, but remember that deals and rates change rapidly so do your own research. HBSC pays 2.75% AER if you save £25-£250 a month (so a maximum of £3,000) on its 12-month regular saver, but you have to also have an HSBC current account.
  2. Regular savings accounts will offer higher rates than some other savings as you are regular saver and need to make a monthly deposit. Choose the best regular savings account by comparing every regular saver account to get the best deal on your savings each month.

Regular Savings Accounts in Ireland – The best Rates available.

  1. State savings Instalment Savings0.63% Tax-Free (equivalent to 0.94% on a taxed account) (Min €25 max €1000 per month)
    BUT – you must keep the account for 6 years otherwise rate is just 0.05%.
  2. Ulster Bank Special Interest Deposit – 0.85% .Min €1 max €1000 per month. Max €12000
  3. KBC Extra Regular Saver0.55%. Min €100 Max €1000 per month. (You also have to have a KBC Extra Current Account to get this rate.
  4. BOI Goalsaver Account – 0.25%. Min €20 Max €2000 per month. Max balance €14999
  5. PTSB Online Regular Saver 0.2% max €1000 per month/€50,000 total.
  6. AIB Online Saver 0.1% Min 10 euro per month, max 1000 euro per month. (Rate is For 1st Year Only)
  7. EBS Family Savings 0.1% (fixed – 1st year only) Min opening deposit €1 maximum €1,000. . Monthly direct debit of between €100 and €1,000 required. Max Bal 13k. Two withdrawals a year allowed.
Best

With interest rates so low – many people are investing some of their savings into shares. If you are thinking of investing in shares – take a look at our page about Buying Shares in Ireland

More Interest Rates


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Best Regular Savings Accounts Ireland

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Best Regular Savings Account Interest Rates

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